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Rs 5 lakh per family per year for secondary
and tertiary level healthcare through If the poor had to pay for the treatment
hospitalization. The scheme reaches to over post hospitalization, had they not received
10.7 Crore poor and vulnerable families i.e. free treatment, according to a rough
more than 50 crore targetted beneficiaries. estimate, more than Rs 14,000 crore
There is no cap on the family size under the would have been required to be paid out of
scheme. their own pockets. The 'Ayushman Bharat'
scheme has saved spending this huge
During the COVID-19 pandemic, the success amount of money belonging to the poor.
of country’s public health system particularly I congratulate not only the beneficiaries of
in the rural hinterland was reflected through 'Ayushman Bharat' but also all the doctors,
continued operationalization of the Ayushman nurses and medical staff who treated
Bharat Health and Wellness Centers patients under this scheme. An important
(AB-HWCs) and continued delivery of feature with the 'Ayushman Bharat'
non-COVID essential health services while scheme is its portability facility.
meeting the urgent task of prevention and
management of COVID-19.
An additional 13,657 HWCs were Prime Minister Narendra Modi in one of
operationalized between January and July the episodes of Mann Ki Baat
2020 which ensured that an array of healthcare Number of Paid Claims Numbers of Claims as per Genders
reaches the vast community of citizens they 0-1 1-2 2-5 5-12 12-18 Male Female Others
serve. As on July 24, 2020, a total of 43,022 Age group 18-24 24-44 44-64 65+
HWCs are operational across the country. DATA UPTO AUGUST 30, 2020
In the month of July, 2020, a total of 44.26
lakh people were benefitted from the health
and wellness services being provided by
the AB-HWCs. The cumulative footfall in the Total- 65,51,993 Total- 65,51,993
HWCs since their inception on April 14, 2018 Source: https://dashboard.pmjay.gov.in/publicdashboard/
rose to 1,923.93 lakhs. This is a testimony The impact of PMJAY could be
to the foundational work of the HWCs. They understood in two ways...
have played a pivotal role in ensuring that non- Social Welfare
COVID essential services are not hampered.
The objective is to ease the financial burden
Key Features of PMJAY
on poor families due to serious ailments which
• PMJAY provides cover to Rs 5 lakh per family incurs heavy cost on hospitalization
per year for secondary and tertiary care • It doesn’t have any restrictions on family size,
hospitalization across public and private age or gender
empanelled hospitals in India
• Over 10.74 crores poor and vulnerable • All pre-existing conditions are covered from
entitled families (approximately 50 crore day one
beneficiaries) are eligible for these benefits • Benefits of the scheme are portable across
• It provides cashless access to healthcare the country i.e. a beneficiary can visit any
services (indoor) for the beneficiary at the empanelled public or private hospital for
the hospital cashless treatment
New India Samachar 13
