Page 39 - NIS English 2021 November 16-31
P. 39

A LOOK AT THE INSIDE OUT OF THE SCHEME


           n Pradhan  Mantri  Awas  Yojana-Gramin  (PMAY-G)
             means  that  the  government  itself  has  reached  the   Pradhan Mantri Awas Yojana-Urban (PMAY-U) is making
             poor                                                 the dream of the urban middle class come true
           n On  the  basis  of  the  Social,  Economic,  and  Caste
             Census 2011, the homeless and those living in one       This scheme was launched on June 25,
             or  two-room  kutcha  wall  or  kutcha  roof  house  will   2015, which is divided into four parts
             get benefits in that order according to priority under           In Situ Re-Development (ISSR): In
             (PMAY-G).                                                        this, the central government provides
           n For  house  construction,  the  assistance  of  Rs.  1.20   01   assistance of one lakh rupees per
             lakh is provided in plain areas and Rs. 1.30 lakh in             household. Rehabilitation of slum
             hilly areas.                                                     dwellers with the help of private
                                                                              developers.
           n Geo-tagging of house photos will be done at the time
             of application and assistance. The first installment    02       Affordable housing with credit link
             of  house  construction  will  come  within  7  days  of         subsidy to weaker section.
             approval. Construction is to be completed in 12
             months.                                                 03
           n From  the  selection  of  the  beneficiary  to  the              Housing in Public-Private Partnership.
             construction of the house and giving the house to
             the beneficiary, the entire process is scientific and   04       Increasing subsidy for house
             transparent.                                                     construction.
           n Earlier the poor used to chase the government, now
             the government itself reaches the poor.

                       How to apply for        The eligible persons can apply by visiting the Common Service Center by
                           Credit Linked       paying a fee of Rs 25 along with an Aadhar copy and photo or by logging
                                               on to the official website https://pmaymis.gov.in/. By filling in the Aadhaar
                      Subsidy Scheme:          number and name, not only the eligibility will be known, but you can apply by
                                               giving your complete information on the page that opens.

                                   THE NUMBERS SPEAK FOR ITSELF


                  1.14      crore houses    More  51.8    lakh houses
                            sanctioned.
                                                          completed.
                                            than
              Construction of
             88.64          lakh houses is in   Total investment will be
                                              `7.52
                                                           lakh crore.
                            progress.
                 Central      `113179
                 assistance of                    crore released.

                                                    Figures till October 29, 2021

             like us to build pucca houses. Now we are the owners   achieved  due  to  a  lack  of  transparency  and  over
             of the house ourselves.”                             imposing rules. The Comptroller and Auditor General
               The promises to provide houses were made for a     has raised doubts on these plans in its report in the
             long time but after every 10-15 years new assurances   year 2014. On the other hand, in the midst of an ever-
             were given and their names kept changing.  As a      increasing population and mushrooming slums,
             result,  the  targets  of  these  schemes  cannot  be   a large section of society was eager for one of the

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