Page 50 - NIS-English 16-31 May 2022
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Towards  Duty
            Towards Duty
               Path
               Path
       Years
       Years














            Promoting livelihood for
            poor people


            PRADHAN MANTRI GARIB KALYAN                      ONE NATION, ONE RATION CARD
            ANNA YOJANA: The government is                   Implemented in 35 states and union territories
            continuously extending the scheme                Under this scheme, 77 crore beneficiaries i.e.
            launched on March 26, 2020, for 3                about 96.8 percent of the total eligible population
            months during the COVID-19 pandemic.             under the National Food Security Act have been
            In the scheme, in addition to 10 kg of           covered.
            additional free wheat or rice, one kg            JAM TRINITY: THE WORLD'S BIGGEST PLAN FOR
            of pulses is also given as a free ration
            to 80 crore people. The cabinet has              FINANCIAL INCLUSION
            recently approved the sixth phase of the         Every section of the country has been linked to the
            scheme which will last till September            benefits of the government schemes in some way
            2022. The government has spent Rs 2              or the other, in which 'JAM' i.e. 'Jan Dhan-Aadhaar-
            lakh 60 thousand crores on this scheme           Mobile' trinity is playing a pivotal role by ensuring
            and by September 2022, another 80                transparency. First of all, the Direct Benefit
            thousand crore rupees will be spent.             Transfer (DBTL) for LPG subsidy was launched
            Till April 2022, more than 1000 lakh             on 1 January 2015. Now 313 schemes of 53
            metric tonnes of free food grains were           ministries have been linked through Direct Benefit
                                                             Transfer, due to which Rs 21.87 lakh crore has
            distributed under this scheme.
                                                             reached directly into the accounts of beneficiaries
           MAHATMA GANDHI NATIONAL                           from 2014-2015 to 2021-2022. Leakage of Rs
           RURAL EMPLOYMENT GUARANTEE                        2,22,968 crore from the state exchequer has been
           SCHEME (MGNREGA): MGNREGA is                      stopped due to 'JAM' trinity .
           a demand-based wage employment                    JAN DHAN FACILITATES BANKING FACILITY TO
           program. In this, adult members of                EVERY HOUSE
           each family who are willing to do                 This scheme was launched on 28 August 2014
           unskilled labor are given 100 days of             for more than half of the country's population who
           employment guarantee every year. State            did not have access to banking facilities. Under
           governments can fix wages higher than             the scheme, bank accounts are opened on zero
           the wage rate notified by the central             balance. Rupay card, Rs 10 thousand overdraft
                                                             facility, and an insurance cover are also provided
           government.  Under the scheme, wages              under the scheme.  Rs 1,67,462.30 crore is
           are being sent to the account of 99.69            deposited in the Jan Dhan accounts. About 55% of
           percent of the workers.                           Jan Dhan account holders are women.



             Svanidhi made               Loans up to Rs 10,000 are given to the street vendors under the

              street vendors             Svanidhi scheme. The cabinet has approved the continuation of
                                         PM Svanidhi till December 2024. About 1.2 crore people in the
                   self-reliant          urban areas will be benefited. 29.6 lakh loans amounting to Rs
                                         2,931 crore were disbursed.


        48  New India Samachar    May 16-31, 2022
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