Page 4 - NIS English 16-31 Aug, 2026

FROM THE EDITOR'S DESK...

Jan-Dhan Yojana

12 Highly Successful Years of

Economic Empowerment

Greetings! This is the greatest achievement of the Jan-
The Pradhan Mantri Jan-Dhan Yojana—one of Dhan Yojana. It has connected the common
India’s most significant initiatives for financial in- citizen not just to a bank account, but to that spirit
clusion—marks its 12th anniversary on August 28. of nation-building we call ‘Jan-Gan-Man’. It is not
Over these 12 years, the scheme has become an merely a scheme, but the story of a self-reliant
integral part of India’s socio-economic landscape, nation, and this makes the cover story of our
simplifying financial transactions for crores of current issue.
families. Additionally, the ‘Personality’ segment features
Five major transformations are clearly evident the brave warrior queen Avantibai Lodhi—who
in this journey. First, financial inclusion, under chose martyrdom over surrender—along with
which over 58 crore Jan-Dhan accounts have been coverage of the 72nd National Film Awards and
opened across the country. Second, women’s key Union Cabinet decisions. The issue also
empowerment; more than half of these accounts includes special content marking National Sports
32.72 crore were opened in the names of women, Day and the ‘Fit India’ campaign (August 29), India’s
enabling them to become equal partners in Spectacular performance at Commonwealth
household financial decision-making. Third, Direct Games 2026 and National Space Day (August 23),
Benefit Transfer, which curbed irregularities in alongside Prime Minister Narendra Modi’s public
subsidies and ensured benefits reached the in- engagements over the past fortnight.
tended recipients directly. Fourth, insurance and Furthermore, the inside page features ‘Mann
pension security, providing a safety cover for poor Ki Baat,’ while the back cover includes a special
and marginalized families. And fifth, the digital tribute marking the death anniversary of Bharat
payment revolution, where RuPay cards and UPI Ratna Atal Bihari Vajpayee on August 16.
have taken the cashless economy to every village.
The impact of these changes is visible not Please continue to send us your suggestions.
merely in statistics, but in the self-confidence and
dignity of the common people. Every individual
who connected with the banking system for the
first time is now an active participant in the na-
tion’s mainstream economy.
(Dhirendra Ojha)

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