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Cover Story
Governance
through a number of schemes such
as Swachhta Abhiyan, environment PMJDY
protection, water conservation, Jan
Dhan, Skill Development, Ayushman
Bharat, Ujjwala, Kisan Samman Nidhi, completes 6 years
Jan Aushadhi facility, etc so that the
standard of living of the people improves. n August 28, 2020, the world’s largest scheme
The Government has promoted Oof public participation, Pradhan Mantri Jan
public participation by making full Dhan Yojna (PMJDY) has completed its six years.
use of technology for transparency in The scheme was announced by Prime Minister
governance and expanding the initiative Narendra Modi from the ramparts of the Red Fort on
to create a Digital India. It not only resulted August 15, 2014. On August 28, 2020 when its six
in promotion of innovation, but also years were completed, the Prime Minister tweeted
gave people the opportunity to realise and congratulated the people and put some facts
that they are also able to contribute to related to this scheme. Union Minister for Finance
nation building. This is the result of the & Corporate Affairs Nirmala Sitharaman reiterated
initiative of his Government that the the importance of this Scheme saying, “PMJDY has
Prime Minister ensured international been the foundation stone for the Modi government’s
people-centric economic initiatives. Whether it is direct
Ayushman Bharat Scheme benefit transfers, COVID-19 financial assistance, PM-
announced from the Red Fort on KISAN, increased wages under MGNREGA or life and
August 15, 2018. It was health insurance cover, the first step was to provide
started from Ranchi on every adult with a bank account, which PMJDY has
September 23, 2018 nearly completed.”
OVER 55 % WOMEN ACCOUNTS HOLDERS UNDER THE PMJDY
acceptance to India through a strong Thanks to the
economic foundation in his last tenure. Others Women Pradhan Mantri
And now, India has emerged as a world 44.8% 55.2% Jan Dhan
leader even during the Corona crisis. Yojana, the future
Successes like Ease of doing Business Free accident insurance cover of several fami-
and Moody’s ranking tell the new story on RuPay card has been lies has become
of India. increased from Rs 1 lakh to Rs secure. A high
Now, the opponents of the Prime 2 lakh proportion of
Minister, who has turned the campaign Overdraft limit doubled from Rs beneficiaries are
to make India self-reliant into people’s 5,000 to Rs 10,000 from rural areas
movement, agree that he does not miss Upper age limit for overdraft and are women.
any opportunity, but also has tremendous increased from 60 years to 65 I also applaud all
confidence to turn the challenges before years those who have
the country into opportunities. Bubbling worked tirelessly
with self-confidence, the Prime Minister With opening of 18 crore bank to make PMJDY
has taken a stride for self-reliance accounts in a week, the total a success.
towards a future India, and the present figure reached to 40.35 crore — Narendra Modi,
August 28, 2020
which is witness to this change will bank accounts. It has 55.2 per
certainly write a golden history. n cent accounts of women n
24 New India Samachar
