Page 29 - NIS English 01-15 March,2023

APPLICATION PROCESS
l Under this scheme, workers in the
unorganized sector who do not have
membership of EPFO, NPS, with a monthly
income of Rs 15,000 or less, whose age is
between 18 and 40 years, can apply.
l To apply, the worker must have a mobile
phone, an Aadhaar number, and a savings
account. The facility of registration is also
available in more than 4 lakh Common
Service Centers across the country.
l Can apply online at www.maandhan.in.
l If someone is 18 years old then he has
to invest Rs 55 every month. People of
29 years of age will have to invest Rs
100 per month and people of 40 years
of age will have to invest Rs 200 per
month.Goverment contributes 50% of the
premium payment.
l the beneficiary dies during the pension
If
period, then their spouse will be given
50% of the amount as a pension.
of which 52.80 percent are women workers.
In order to meet the economic needs of
unorganized labourers including construction
workers, vegetable sellers, sweepers, security
guards, earthenware makers, domestic workers,
street vendors, and other unorganized labourers
in old age the central government has made a
provision for pension with a modest contribution
so that if the body does not work in old age, then
one does not have to seek help from others.
Under the PM Shram Yogi Maandhan Yojana,
unorganized workers get a monthly pension of
Rs 3000 after the age of 60 years. For this, bio- the registration of eligible workers. Workers in
metric registration has to be done by showing
the Aadhaar card and passbook by going to the
Common Service Center. The workers can also
register themselves online. The auto debit of a
monthly 50% premium is to be allowed from the
OTHER WELFARE SCHEMES
FOR THE WORKERS
Pr
l adhan Mantri Jeevan Jyoti Bima Yojana
has a life insurance coverage. A Coverage
of Rs 2 lakh is offered to the age group
of 18-50 years at an annual premium of
Rs 436 for bank or post office account
holders and those giving consent for auto
debit.
l adhan Mantri Suraksha Bima Yojana
Pr
covers life and disability due to accidents.
In this, coverage of Rs 2 lakh in case of
death and total permanent disability and
Rs 1 lakh in case of partial permanent
disability is given to a person in the age
group of 18 to 70 years having an account
in a bank or post office and giving consent
for auto debit of Rs 20.
l The Ayushman Bharat Pradhan Mantri Jan
Arogya Yojana provides an annual health
coverage of Rs 5 lakh to an eligible family
to be admitted for 1949 procedures in 27
specialties.
account. This initiative of the Central Government
has instilled confidence among the economically
poor people and secured their future.
PM Shram Yogi Maandhan Yojana is proving
to be a boon for the people of the unorganized
sector. The objective of this scheme is to make
unorganized sector workers and senior citizens
of the country empowered and self-reliant.
At the time of the launch of the scheme, Prime
Minister Narendra Modi not only appealed to the
workers of the unorganized sector to register
but also urged the general public to help in
unorganized sectors such as drivers, rickshaw
pullers, cobblers, tailors, laborers, house workers,
brick kiln workers, etc. can take advantage of this
scheme.
New India Samachar March 1-15, 2023 27