Page 20 - NIS English 01-15 May,2023
P. 20

Cover Story  Secured Life, Empowered Nation













                     Pradhan                      Pradhan                      Atal Pension
                      Mantri                        Mantri                       Yojana
                    Suraksha                    Jeevan Jyoti
                  Bima Yojana                   Bima Yojana








                      Three steps to life safety




                 Following an accident or casualty, there is concern about how one's financial needs and
               family's life security will be met. The poor and the deprived face the most difficulties in such
               circumstances. On May 9, 2015, Prime Minister Narendra Modi launched three insurance and
              pension schemes to ensure their social security: the Pradhan Mantri Suraksha Bima Yojana, the
                        Pradhan Mantri Jeevan Jyoti Bima Yojana, and the Atal Pension Yojana.



        Pradhan Mantri Suraksha Bima Yojana

        The Pradhan Mantri Suraksha Bima Yojana provides     30.57 crore
        coverage for both life and disability. A person
        between the ages of 18 and 70 who has a bank or
                                                             people have registered under
        post office account and gives auto-debit consent of
                                                             the Pradhan Mantri Suraksha
        Rs 20 is entitled to Rs 2 lakh in the event of death or
                                                             Bima Yojana until December
        total permanent disability, and Rs 1 lakh in the event of
                                                             2022.
        partial permanent disability.


        Pradhan Mantri Jeevan                                Atal Pension Yojana
        Jyoti Bima Yojana
                                                             The Atal Pension Yojana is open to anyone
        The central government insures your life through the   between the ages of 18 and 40. This
        Pradhan Mantri Jeevan Jyoti Bima Yojana for less than   pension will be available only after the age
        one rupee per day. At an annual premium of Rs 436    of 60, so the benefit will be available only
        to any bank or post office account holder and those   after 2035.
        giving consent to auto debit, a coverage of Rs 2 lakh is
        offered to the age group of 18-50 years on death due
                                                             5.13 crore
        to any cause.
        14.02 crore                                          people have

                                                             registered
                                                             themselves in this
        people have insured till                             scheme till March
        December, 2022.                                      8, 2023, across
                                                             the country.

        18  New India Samachar    May 1-15, 2023
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