Page 14 - NIS English 16-31 August 2024.pdf

Cover Story
Jan Dhan
Yojana's
Years

Saving Account

Leela Bai Porte, a resident of the Jashpur district of Chhattisgarh, has a
family of six members. The family makes their living as agricultural labor.
It was 2015, the distance of the bank from their village Karmatikara was 7
km, and they had no bank account. A Bank Mitra came to the village and
opened an account. Later she filled out the form for Jeevan Jyoti Bima. Her
husband died of heat stroke that year. She felt helpless. She was mentally
and financially broken. When the Bank Mitra officer was informed about this,
he provided information about insurance under the Social Security Scheme.
Bank Mitra came home, got the form filled along with the documents, and
sent it to the office, after which Rs 2 lakh was transferred into her account.
Financial help was provided in times of crisis, and support to live.

Gajendra Singh, a resident of Panihar village of Madhya Pradesh, opened
an account in the Pradhan Mantri Jan Dhan Yojana in August 2014, before
opening the bank account, he did not have any knowledge of the bank
account and banking system. He is a marginal farmer. After opening
an account in the Barai branch of the Central Bank of India, Gajendra Singh
started using it and also spread awareness about the benefits
of this account in the nearby villages. His knowledge of financial
inclusion has also been enhanced.

A large number of migrant workers live in the industrial town of Faridabad
in NCR. In those days, most of the industrial units used to pay cash to their
workers. In such a situation, the administration decided to bring them into
the banking system. State Bank of India started opening accounts here.
About 55 thousand accounts were opened, and passbooks and Rupay cards
were given. Most of the accounts were linked to Aadhaar and self-checking
machines were installed so that they could update the account themselves.

12 New India Samachar August 16-31, 2024