Page 16 - NIS English 16-31 August 2024.pdf
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Cover Story
              Jan Dhan
              Yojana's                                                     Guinness World Records
                                                                         1,80,96,130
                             Years

            the money of their right, should be given to them.
            With broad thinking in this  direction, the  central
            government created  such a trinity  of Jan Dhan              Accounts were opened under the Jan
            accounts, Aadhaar, and mobile that  the money                  Dhan Yojana in a week during the
            of the poor stopped getting looted. Now whether              campaign from 23 to 29 August 2014
            it  is  money for  building  a  house or  gas  subsidy,      thus entering Guinness World Records
            MGNREGA money, or  Kisan  Samman  Nidhi,                            for financial inclusion.
            everything  started  reaching  the  account  directly.
            That  is,  everyone  gets  benefits,  direct  benefits,
            and no discrimination. Then to strengthen them, a
            mechanism was created to link them with schemes
            like Standup, Startup, and Mudra. That is, Pradhan
            Mantri Jan Dhan Yojana became  the basis of all
            the  schemes  that  lead to entrepreneurship while
            providing a cycle of economic-social security.
               The countrymen are familiar with the success of
            Jan Dhan bank accounts today. When this scheme
            started, some experts raised doubts and said that
            opening  this  scheme  was  a  waste  of resources
            and, the  poor would  not put even a  single penny
            in it. But Prime Minister Modi says that it was not
            just about money. It was about breaking the mental
            barrier  and  changing the  mindset.  These  people
            could never understand the pride of the poor, the
            self-respect  that  Jan  Dhan Yojana awakened  in
            them. He did not dare to go to the bank, he was
            afraid.  For  him, having a  bank  account  was  also
            a thing of the rich.  When  he saw  that  the banks
            themselves  were  coming  to  his  door,  confidence
            arose  in him, and self-respect  arose.  Today he
            takes  out the RuPay  card  from his pocket  with
            great  pride.  Whereas  there  was  a  time  when the
            RuPay card was a matter of status only for the rich,
            the central government broke that mental thinking         Pradhan Mantri Jan Dhan Yojana
            through Jan Dhan accounts. The seed of Jan Dhan
            has become a banyan tree and is giving fruits.               has played a very key role in
                                                                       the economic empowerment of

            DBT proved to be a game-changer                           villages and the poor as well as in
            For a long time, the slogans of Garibi Hatao were              employment generation.
            raised  in the  country, but despite these  slogans,
            poverty  was  not  eradicated.  The  biggest reason       - Narendra Modi, Prime Minister
            for this was that schemes were made in the name
            of the poor, but the real beneficiaries did not get
            their benefits. The money meant for the poor was     the  poor and the  loyalty  is towards  the  country.
            looted by middlemen in between. That is, earlier the   Therefore,  Prime  Minister  Modi guaranteed  that
            intention, policy, and loyalty were in the dock. But   the  government  benefits  will  now  reach  the
            now the intention is clear, the policy is to empower   beneficiaries  directly.  The  work  of  removing  the

            14  New India Samachar    August 16-31, 2024
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