Page 14 - NIS English 16-30 September, 2025

COVER STORY | Health

Ayushman Bharat…

Protective

Cover of

Jan Arogya

India rolled out the largest healthcare well-being scheme in the world
thanks to the Ayushman Bharat–Pradhan Mantri Jan Arogya
Yojana (AB-PMJAY), which is working towards universal
health coverage. Offering over 60 crore people nationwide free
Additional top-up of treatment coverage of up to ₹5 lakh is not merely a programme;
Rs 5 lakh in Delhi Delhi it is the self-confidence of a new India. It sends a strong message:
instead of being shattered by the expense of treatment anymore,

35 th in the country to implement Ayushman Bharat, they will become stronger and move forward. Launched on 23rd
September 2018 by Prime Minister Narendra Modi from Ranchi,
Delhi adopted the scheme in April 2025.
Jharkhand, the world’s largest health insurance scheme has become
Beneficiaries of Delhi Senior a guarantee of quality healthcare for the poor and underprivileged...
citizens
6.54 30 Additional insurance of 5 lakhs to
Lakh lakh people 06
Families Lakh families with female in Odisha
The Delhi government has decided to give an in the country to implement
additional top-up of Rs 5 lakh in addition to the Odisha 34 th Ayushman Bharat, Odisha
cover of Rs 5 lakh given by the Center. adopted the scheme.

J&K is covered by Ayushman Bharat This scheme is being implemented in
Jammu and Kashmir is the only state in the country Odisha in conjunction with Gopabandhu
where 100% of the population is getting the benefit Jan Arogya Yojana.
of Ayushman Bharat. It was launched by PM Modi in Under the scheme, along with a coverage of Rs 5
December 2020. Initially, only 6 lakh families of the lakh per family per year, a provision of additional
state were getting the benefit of the scheme, but now insurance of Rs 5 lakh has been made for families
all 21 lakh families of the state are getting the benefit. having female members.

ineteen-year-old Parth Savaliya has had a
persistent cough since childhood, which was
diluting his efforts to become an engineer. Now there is no heavy
N After examination in a government hospital out-of-pocket expense on
in Ahmedabad, it was found that his nasal bone was treatment; Ayushman Bharat
crooked (septum), which would cost Rs 15,000 to treat has given lifelong peace and
(septoplasty). This was very expensive for his family. His
father sought the help of the Ayushman Bharat Yojana. health security to families.
This scheme bore the entire expense, which saved the
family’s one month’s earnings, and Parth started going

12 NEW INDIA SAMACHAR || September 16-30, 2025