Page 43 - NIS English 16-30 September, 2025
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PM Jan Dhan Anniversary | SCHEME
One bank account, Many facilities increased
n Now money is not stashed in a kitchen Access to Banks
container, but is safe in the bank. RuPay
card has provided both financial security and Bank Mitra + Digital Banking Unit = Banking in every village
convenience. Now there is freedom from the
clutches of moneylenders. n With over 21.6 lakh banking touchpoints, India
has made banking available within a 5 km radius
n Banking services are reaching every home to over 6 lakh villages, i.e., 99.9%.
through ‘Bank Mitra’, due to which people are
getting financial assistance without any hassle.
More accounts than the total population of the European Union
n Now, cash is not required for payment; a
mobile phone is enough. UPI has made 38.71
transactions easy and safe.
crore RuPay debit cards issued
n An increase in savings: Due to the amount
deposited in the bank and direct benefit n More than 67% of bank
transfer from the government, household accounts are opened in rural
savings have also increased. and semi-urban banks
n Financial inclusion: Women account holders + 56.21 n 18.69 crore beneficiaries in
nearest banking touchpoint have empowered crore Jan Dhan urban areas
women at the grassroots level. n 31.33 crore i.e. about 56%
accounts opened
n Trust in good governance: In the JAM Jan Dhan accounts
revolution, banking facilities have reached the belong to women
last corner of the country through Jan Dhan
accounts + linkage with Aadhaar + mobile
access.
n JAM Trinity has eliminated the middlemen,
and more than Rs 45 lakh crore has been
transferred directly to the bank accounts of
the beneficiaries of more than 320 schemes.
The country has saved Rs 4.3 lakh crore. (Note: Figures in crores, as on 20 August 2025)
in the country. This successful scheme of a
country free from all discriminations like religion,
From financial exclusion to empowerment! caste, and class has truly realized the concept
PM Jan Dhan Yojana has transformed of ‘Sabka Saath, Sabka Vikas’. The deprived and
lives across India. When the marginalized exploited for decades have got their rights. A new
people are financially connected, the whole self-confidence has awakened in the country.
nation moves ahead together. This is what Today, banking services are reaching within a
the Pradhan Mantri Jan Dhan Yojana has radius of five kilometers in villages. People are
achieved. It has enhanced the dignity of the using the Rupay card easily. Digital transactions
people and given them the power to write have now increased in every village. To continue
their own destiny. this benefit, Prime Minister Narendra Modi has
Narendra Modi, Prime Minister appealed, “I will urge every person who has a Jan
Dhan account to get their KYC done again.”n
September 16-30, 2025 || NEW INDIA SAMACHAR 41
