Page 37 - NIS English 16-31 August 2025

11 years of PM Jan Dhan | NATION

Continuing at an unabated pace
37.36
India has more crore accounts 1.40 lakh Jan Dhan accounts opened in 15 days
Jan Dhan accounts opened in banks
than the total in rural and semi- The campaign was started on July 1… under the
population of the urban areas saturation of financial inclusion to bring every eligible
person in the country under the ambit of the social
European Union ! security scheme. More than 43 thousand camps were
38.56 set up across the country. As a result, 1.40 lakh Jan

Crore Rupay Dhan accounts were opened in the first 15 days of
55.98 debit cards were the campaign. With this, more than 5.4 lakh people
Crore Jan Dhan distributed have enrolled under the three insurance schemes
account has related to public safety. Under this campaign, which
been opened will run till 30 September, about 2.70 lakh Gram
Panchayats and ULBs are being covered.

18.62
crore beneficiaries
in urban areas

31.21
crore Jan Dhan
accounts belong
to women
Jan Dhan Yojana has been paramount
Note: Figures in crores, till
23 July 2025 in promoting financial inclusion
and giving respect to crores of
people, especially women, youth,
This transparency is saving the country’s money. and marginalised communities. We
In the same accounts of Jan Dhan Yojana, today, created such a trinity of Jan Dhan,
the money of PM-Svanidhi is being given to the Aadhaar, and mobile that the corrupt
street vendors in the form of a loan. So far, an system was destroyed. Due to this
amount of more than Rs 38 lakh crore has been trinity, we have managed to save Rs
deposited into Jan Dhan accounts through Direct 2.5 lakh crore.
Benefit Transfer. Today the countrymen are
aware of the success of Jan Dhan bank accounts. Narendra Modi, Prime Minister
When this scheme was launched, some experts
had said that opening such accounts is a waste of
resources; the poor will not deposit even a single last 11 years, the poor, Dalit, deprived, backward,
penny in them, but Prime Minister Modi says that tribal, general class, middle class, and everyone
it was not just about money. It was about breaking have been experiencing a clear change in their
the mental bondage and changing the mindset. lives. Today the country is moving on the path of
Jan Dhan Yojana awakened self-confidence in satisfaction instead of appeasement with a very
the poor. It gave them the courage to go to the systematic approach. This approach has created
doors of banks. Today they take out the RuPay a protective shield for the poor and middle class
card from their pockets with great pride. For the of the country. n

August 16-31, 2025 || NEW INDIA SAMACHAR 35