Page 32 - NIS-Malayalam June 1-15 2022

UPI: SINGLE LARGEST RETAIL PAYMENT PLATFORM IN THE
COUNTRY

I-hÀ t-Ì-m-d-n
-
I-hÀ t - Ì m-d n -
kmt¦XnI iànbmÀPn¨
kmt¦XnI iànbmÀPn¨
Launched in 2016 C´y
C´y
U-n-P-n-ä s-]-b-v--s-aâ-v & b-q-W-n-s-s-^-U-v s-]-b-v--s-aâ-v CâÀ-t-^-k-v (U P I )

n 2016þÂ k-a-m-c-w-`-n-¨-p-, C-X-v H-c-p {-]-a-p-J
Boost to small value transactions t-I-m-h-n-U-v I-m-e-¯-v b-p-]-n-s-F b-p-s-S
U-n-P-n-ä t-]-b-v-s-aâ-v ¹-m-ä-v-t-^-m-a-m-W-v.
H-¶-n-e-[-n-I-w _-m-¦-v A-¡-u-ï-p-IÄ
H-c-p s-a-m-s-s-_Â B-¹-n-t-¡-j-\-p-a-m-b-n {-]-m-[-m-\-y-w hÀ-²-n-¨-p
C-u c-o-X-n-b-n e-n-¦-v s-N-¿-m-w.
n C-X-n-e-q-s-S s-N-d-n-b ]-W-a-n-S-]-m-S-p-IÄ
t-\-c-n-«-v U-n-P-n-ä c-q-]-¯-n k-m-[-y-
Big help to small / street vendors
a-m-¡-n. 2022 s-^-{-_-p-h-c-n h-s-c 229
_-m-¦-p-IÄ b-p-]-n-s-F-b-p-s-S t-k-h-\-
¯-n t-NÀ-¶-p.
n 600 t-I-m-S-n C-S-]-m-S-p-I-f-n-e-q-s-S 10
e-£-w t-I-m-S-n c-q-] A-S-¨-p. 26 t-I-m-S-n
B-f-p-IÄ C-X-v D-]-t-b-m-K-n-¡
Facilitating money transfer for migrants-p-¶-p. 15
t-I-m-S-n b-p-]-n-s-F I-y-p-BÀ t-I-m-U-p-
IÄ C³-Ì-mÄ s-N-b-v-X-n-«-p-ï-v.
(*2022 s-a-b-v 2 s-e I-W-¡-v .)
Nearly Rs. 10 lakh crore transacted through U-n-P-n-ä t-e-m-¡À
k-m-t-¦-X-n-I-h-n-Z-y-b-n-e-q-s-S k-z-I-m-c-y-X
600 Crore transactions U-n-P-n-ä t-e-m-¡À D-]-t-b-m-K-n-¡-p-¶-b-mÄ-¡-v U-n-P-n-ä t-i-J-c-
W-¯-n-t-e-¡-v t-c-J-IÄ A-]vtem-U-v s-N-¿-p-¶-X-n-\-p-Å \-n-c-h-[-n
k-w-h-n-[-m-\-§Ä D-ï-v . 2022 s-^-{-_-p-h-c-n B-Z-y-h-m-c-w 9.23 t-I-m-
n G-I-]-£-o-b-a-m-b X-o-c-p-a-m-\-§-s-f-S-p-¡-e-n-s-â-b-p-w A-g-n-
a-X-n-b-p-s-S-b-p-w I-Y-IÄ 2014þ-\-v h-f-s-c a-p-¼-p-X-s-¶ S-n-b-n-e-[-n-I-w D-]-t-b-m-à-m-¡Ä U-n-P-n-ä t-e-m-¡-d-n c-P-n-ÌÀ
s-N-b-v-X-n-«-p-ï-v. 2022 G-{-]-n 19 h-s-c 507 t-I-m-S-n-b-n-e-[-n-I-w t-c-J-
26 Crore plus unique users of UPI; 15+ Crore IÄ \Â-I-n-b-n-«-p-ï-v.
{-]-N-c-n-¨-n-c-p-¶-p. F-¶-m 2014þ-\-v t-i-j-w-, k-m-t-¦-X-n-I-
h-n-Z-y-m-[-n-j-vT-n-X k-w-h-n-[-m-\-¯-n-e-q-s-S k-p-X-m-c-y-X D-d-
UPI QRs deployed ¸-m-¡-s-¸-«-p. D-a-m-M-v B-¸-v
n k-v-s-]-{-Î-w-, IÂ-¡-c-n X-p-S-§-n F-Ã-m K-h¬-s-aâ-v t-e-e- \-h-b-p-K `-c-W-¯-n-\-m-b-p-Å k-w-t-b-m-P-n-X s-a-m-s-s-_Â B-¹-n-
§-f-p-w H-m¬-s-s-e-\-n e-`-y-a-m-¡-n-b-n-«-p-ï-v. t-¡-j-\-p-Å H-c-p B-¸-m-W-v D-a-m-M-v . {-]-[-m-\ t-k-h-\-§Ä \Â-I-p-
¶-X-n-\-p-Å H-s-c-m-ä s-a-m-s-s-_Â ¹-m-ä-v-t-^-m-a-m-b-n UMANG h-n-I-
n k-p-X-m-c-y-X D-d-¸-p-h-c-p-¯-p-¶-X-n-\-p-Å H-c-p \-q-X-\ \-o-¡- k-n-¸-n-s-¨-S-p-¯-n-«-p-ï-v. \-n-e-h-nÂ-, 20-,527 `-m-c-X-v _-n t-]-b-v-s-aâ-v
Comprises 40% of all digital transactions k-n-Ì-w (_-n-_-n-]-n-F-k-v-) t-k-h-\-§-f-p-w 279 t-I-{-µ-þ-k-w-Ø-m-\
¯-nÂ-, ]-c-n-Ø-n-X-n a-{-´-m-e-b-¯-n-t-â-X-pÄ-s-¸-s-S-b-p-Å
K-h¬-s-aâ-v h-I-p-¸-p-I-f-p-s-S-b-p-w 33 k-w-Ø-m-\ G-P³-k-n-I-f-p-s-S-
h-I-p-¸-p-I-f-p-s-S A-\-p-a-X-n-IÄ H-m¬-s-s-e-\-m-¡-n.
b-p-w 1417 t-k-h-\-§-f-p-w UMANG-Â DÄ-s-¸-S-p-¶-p.
n F-Ã-m t-I-{-µ K-h¬-s-aâ-v a-{-´-m-e-b-§-f-p-s-S-b-p-w h-I-p-
¸-p-I-f-p-s-S-b-p-w s-h-_-v-s-s-k-ä-p-I-f-n H-m¬-s-s-e³ U-m-j-v- C-þ-k-n-K-v--t-\-¨À
t-_-mÀ-U-v k-a-m-c-w-`-n-¨-p. C-u U-m-j-v-t-_-mÀ-U-n H-m-t-c-m \-n-b-a-]-c-a-m-b-n k-z-o-I-m-c-y-a-m-b c-o-X-n-b-n H-m¬-s-s-e-\-m-b-n t-^-m-
*As on 02-05-2022
]-²-X-n-b-p-a-m-b-p-w _-Ô-s-¸-« U-m-ä X-Õ-a-b-w ]-p-X-p-¡-p-¶-p. a-p-I-f-n-e-p-w t-c-J-I-f-n-e-p-w XÂ-£-W-w H-¸-n-S-m³ C-þ-k-n-K-v--t-\-¨À
t-k-h-\-w C-t-¸-mÄ ]-u-c-·-m-s-c A-\-p-h-Z-n-¡-p-¶-p. b-p-s-F-U-n-F-s-F-
n P-\-§-f-p-a-m-b-n t-\-c-n-«-v C-S-]-g-I-p-¶-X-n-\-m-b-n 2014 P-q-s-s-e
26þ-\-m-W-v MYGOV B-c-w-`-n-¨-X-v. s-h-_-v-s-s-k-ä-p-IÄ-, B-¸-p- b-p-s-S H-S-n-]-n A-S-n-Ø-m-\-a-m-¡-n-b-p-Å {-]-m-a-m-W-o-I-c-W t-k-h-\-
§Ä D-]-t-b-m-K-n-¨-v h-n-h-n-[ B-¹-n-t-¡-j-\-p-IÄ h-g-n t-k-h-\-§Ä
IÄ-, S-z-n-äÀ l-m³-U-n-e-p-IÄ F-¶-n-h-b-n-e-q-s-S-b-p-Å s-]-m-X-p {-]-t-b-m-P-\-s-¸-S-p-¯-m-w. s-^-{-_-p-h-c-n B-Z-y-h-m-c-w h-s-c 23.72 t-I-m-S-n
]-¦-m-f-n-¯-¯-n-s-â C-u ¹-m-ä-v-t-^-m-w s-]-m-X-p-P-\-§Ä-¡-v C-þ-k-n-K-v--t-\-¨-d-p-IÄ \Â-I-n-b-n-«-p-ï-v.
A-h-c-p-s-S I-m-g-v-N-¸-m-S-p-I-f-p-w \-nÀ-t-±-i-§-f-p-w ]-¦-n-S-m-\-p-Å
A-h-k-c-w \Â-I-p-¶-p. t-I-m-h-n-\-p-w B-t-c-m-K-y t-k-X-p-h-p-w.
t-I-m-h-n-U-n-s-\-X-n-c-m-b t-]-m-c-m-«-¯-n-e-m-W-v U-n-P-n-ä ¹-m-ä-v-t-^-m-a-m-b
n K-h¬-s-aâ-v k-w-`-c-W-¯-n-s-e A-g-n-a-X-n C-Ã-m-X-m-¡-m³
K-h¬-s-aâ-v C-þ-a-mÀ-¡-ä-v t-¹ (P-n-C-F-w-) t-]-mÀ-«Â 2016 CoWIN B-c-w-`-n-¨-X-v. t-]-mÀ-«-e-n-e-q-s-S-b-p-w B-¸-n-e-q-s-S-b-p-w-, t-I-m-h-n-U-v
h-m-I-v--k-n-t-\-j³ a-p-XÂ kÀ-«-n-^-n-t-¡-j³ h-s-c-b-p-Å k-u-I-c-y-
H-m-K-Ì-n B-c-w-`-n-¨-p. F-Ã-m h-I-p-¸-p-I-f-p-s-S-b-p-w k-w-`- ¯-n-s-â H-m-t-c-m L-«-h-p-w CoWIN h-g-n e-`-y-a-m-¡-n. A-t-X k-a-b-w-,
c-W-w C-X-n-e-q-s-S K-h¬-s-aâ-v \-nÀ-_-Ô-a-m-¡-n-b-n-«-p-ï-v. B-t-c-m-K-y t-k-X-p-, s-I-m-h-n-U-v k-¼À-¡-¯-n D-Å-h-s-c I-s-ï-
C-¶-v 40 e-£-¯-n-e-[-n-I-w h-y-h-k-m-b-n-IÄ C-X-p-a-m-b-n ¯-p-¶-X-n-\-p-Å H-c-p {-]-[-m-\ a-mÀ-K-a-m-b-n a-m-d-n.
_-Ô-s-¸-«-n-c-n-¡-p-¶-p.
P-o-h³ {-]-a-m¬
n 42 t-I-{-µ K-h¬-s-aâ-v a-{-´-m-e-b-§-f-n \-n-¶-p-w h-I-p-
¸-p-I-f-n \-n-¶-p-a-p-Å 511 t-k-h-\-§Ä H-m¬-s-s-e-\-n P-o-h-\-v {-]-a-m¬ F-¶-d-n-b-s-¸-S-p-¶ s-]³-j³-I-mÀ-¡-p-Å U-n-P-n-
ä-e-v s-s-e-^-v kÀ-«-n-^-n-¡-ä-v ]-²-X-n-b-n s-s-e-^-v kÀ-«-n-^-n-¡-ä-v
e-`-y-a-m-W-v. k-w-Ø-m-\-§-f-p-s-S I-W-¡-p-I-f-p-w t-NÀ-¡-p-I t-\-S-p-¶-X-n-\-p-Å a-p-g-p-h-\-v {-]-{-I-n-b-I-f-p-w U-n-P-n-s-s-ä-k-v s-N-b-v-X-n-
B-s-W-¦-nÂ-, A-h-b-p-s-S F-®-w 7000 I-h-n-b-p-¶-p. «-p-ï-v. C-u D-Z-y-a-¯-n-e-q-s-S-, s-]³-j³-I-m-c³ h-n-X-c-W G-P³-
k-n-b-p-s-S-t-b-m kÀ-«-n-^-n-t-¡-j³ A-t-X-m-d-n-ä-n-b-p-s-S-t-b-m a-p-¼-m-
s-I t-\-c-n-«-v l-m-P-c-m-t-I-ï-X-n-Ã.

30 \yq C-´y k-am-NmÀ Pq¬ 1-15, 2022