Page 23 - NIS English 16-31 Aug, 2026

Years
Jan Dhan Yojana
Cover
Story

Pradhan Mantri Jan Dhan Yojana
National and proved to be a game-changer.

It served as the foundation for
Global Recognition numerous poverty alleviation
programmes, benefiting crores of
1 people. The scheme has secured
the future of many families. A
It has been recognised large number of the scheme’s
by the World Bank and beneficiaries are women and
Guinness World Records as
the world’s largest financial residents of rural areas.
inclusion drive. Narendra Modi, Prime Minister

18,0,96,130

Accounts were has served as a crucial foundation for multi-faceted
opened in a single impact. Consequently, the International Monetary
week (August Fund (IMF) and other global institutions have
23–29, 2014) under praised the scheme for expanding the ambit of
the Jan Dhan access to bank accounts and financial services. The
Yojana drive; this scheme has also earned special recognition from
achievement was Guinness World Records. As the cornerstone of
also recorded in the the world’s largest financial inclusion initiative, the
Guinness Book of Jan Dhan Yojana now stands as a model for many
World Records. developing nations.

A PEOPLE’S MOVEMENT THAT BECAME A
LIFELINE
2 Over the course of this 12-year journey under the
The scheme has emerged as a leadership of Prime Minister Narendra Modi, the Jan
model of inclusive finance for other Dhan Yojana has evolved beyond a mere financial
developing nations. scheme; it has become a symbol of social justice,
transparent governance, and inclusive growth. This
journey—transforming India from a nation largely
excluded from the banking system to one that is fully
banked—has paved the way for dignity, security,
and self-reliance for crores of citizens. Undoubtedly,
driven by the success and multi-dimensional impact
of the Jan Dhan Yojana, the journey from good gov-
ernance to self-reliance is paving the way for a ‘Viksit

Bharat’ by becoming the ethos of a ‘New India’. n

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