Page 18 - NIS English 16-31 Aug, 2026

Years
Jan Dhan Yojana
Cover
Story

3 Social Security and

Impact
Inclusive Growth

1

Jan Dhan accounts were linked to social security
schemes such as the Pradhan Mantri Jeevan Jyoti
Bima Yojana, Pradhan Mantri Suraksha Bima
Yojana, and Atal Pension Yojana.

27.8+ 58.78 9.29

Crore Enrolments in Crore Enrolments crore Subscribers
Pradhan Mantri Jeevan in Pradhan Mantri enrolled in the Atal
Jyoti Bima Yojana Suraksha Bima Yojana Pension Yojana.
n A one-year personal accident n This is the first pension scheme
n Provision for life insurance cover of ₹2 lakh in backed by a government
insurance cover of ₹2 the event of death or permanent guarantee, ensuring a monthly
lakh in the event of total disability, and ₹1 lakh in pension ranging from ₹1,000
death due to any cause. the event of permanent partial to ₹5,000.
disability.
n Annual premium of n Depending on age and the
₹436; insurance is n Annual premium of ₹20 chosen pension amount, the
available at a daily cost (roughly the cost of a cup of current monthly contribution
of less than ₹1.20. tea); the scheme is available for ranges from ₹42 to ₹1,454.
individuals aged 18 to 70 years.

2
Loan facilities under 59+ ₹40.76
the Mudra Yojana
opened avenues for self- crore Loans
employment for small sanctioned under the lakh crore
entrepreneurs, Pradhan Mantri disbursed to
particularly women Mudra Yojana. entrepreneurs.
and rural citizens.

16 NEW INDIA SAMACHAR || Aug 16-31, 2026