Page 22 - NIS English 16-31 Aug, 2026

Years
Jan Dhan Yojana
Cover
Story
5 Digital India & Technological

Impact
Empowerment

1
Jan Dhan accounts laid the foundation for the digital
payments revolution, including UPI, enabling India
to become the country with the highest number of
digital transactions in the world today.

55.49 ₹314+ 10

crore lakh crore Value countries
UPI users. of transactions Bhutan, Singapore, the
conducted via UPI UAE, France, Mauritius,
in 2025-26. Sri Lanka, Nepal, Qatar,
Greece, and Cambodia
are using UPI.

RuPay cards and mobile
2 3
banking have fostered the spread
of digital literacy even in rural According to the Jan Dhan Darshak
and remote areas. app, banking outlets cover areas
within a 5-kilometre radius.

40.89 21.6+ lakh Banking

crore RuPay touchpoints
across country.
debit cards 6.39
issued to Jan 6+
Dhan account crore People
holders. trained under the lakh (i.e., 99.92%) Villages have
Pradhan Mantri access to banking facilities (bank
Gramin Digital branch, India Post Payments
Saksharta Abhiyan Bank, or Bank Mitra) within a 5
(PMGDISHA). km radius.

20 NEW INDIA SAMACHAR || Aug 16-31, 2026