Page 24 - NIS Malayalam 01-15 April, 2025

a‑p‑{‑Z‑m t‑e‑m‑W‑n‑s‑â A‑t‑]‑£‑m {‑]‑{‑I‑n‑b \‑a‑p‑¡‑v a‑\‑Ê‑n‑e‑m‑¡‑m‑w
a-p-{-Z-m t-e-m-W-n-\-v H-m¬-s-s-e-\-m-b-n A-t-]-£-n-¡-p-¶-X-n-\-v-, B-Z-y-w-, \-n-§Ä https://www. mudra.org.in/
F-¶ s-h-_-v--s-s-k-ä-n-t-e-¡-v t-]-m-I-W-w. A-h-n-s-S \-n-¶-v t-^-m-w U-u¬-t-e-m-U-v s-N-¿-p-I. \-n-§Ä
h-m-b-v-] F-S-p-¡-m³ B-{-K-l-n-¡-p-¶ h-n-`-m-K-w ]-c-m-aÀ-i-n-¨-v t-^-m-w ]-q-c-n-¸-n-¨-v B-h-i-y-a-m-b
t-c-J-IÄ k-l-n-X-w _-m-¦-n k-aÀ-¸-n-¡-p-I.

A-t-]-£-n-¡-p-¶-X-n-\-v a-p-¼-v c‑P‑n‑k‑v‑t‑{‑S‑j‑s‑â L‑«‑w L‑«‑a‑m‑b‑p‑Å {‑]‑{‑I‑n‑b
X-¿-m-d-m-t-¡-ï t-c-J-IÄ
n X-n-c-n-¨-d-n-b t-c-J
L‑«‑w 1 L‑«‑w 2 L‑«‑w 3 L‑«‑w 4
n t-aÂ-h-n-e-m-k-w s-X-f-n-b-n-¡-p-¶-
X-n-\-p-Å t-c-J
P³ k-aÀ-Y-v t-]-mÀ-«-e-n-\-m- a-p-{-Z-m t-e-m- X-m-s-g-¸-d-b-p-¶-h-b-n X-p-SÀ-¶-v-, A-t-]-£-I-
n ]-m-k-v--t-]-mÀ-«-v s-s-k-k-v b-n H-u-t-Z-y-m-K-n-I s-h-_-v- H-¶-v X-n-c-s-ª-S-p-¡-p-I: s-â t-]-c-v-, C-s-a-b-nÂ-,
t-^-m-t-«-m W-n-s-e ‘Apply ]-p-X-n-b k-w-c-w-`-I³ / s-a-m-s-s-_ \-¼À
-s-s-k-ä-m-b mudra.org.in
n A-t-]-£-I-s-â H-¸-v k-µÀ-i-n-¡-p-I A-s-Ã-¦-n Now” ¢-n-¡-v \-n-e-h-n-e-p-Å k-w-c-w- F-¶-n-h ]-q-c-n-¸-n-¨-v
n _-m-[-I-a-m-I-p-¶-n-S-s-¯-Ã-m-w G-s-X-¦-n-e-p-w _-m-¦-n-s-â s-N-¿-p-I `-I³ / k-z-b-w-s-X-m-g-n H-c-p OTP k-r-ã-n-
s-N-¿-p-¶ s-{-]-m-^-j-
k-w-`-c-w-`-w s-X-f-n-b-n-¡-p-¶-X-n- A-S-p-¯-p-Å i-m-J-b-n ¡-p-I.
\-p-Å t-c-J WÂ
t-]-m-I-p-I.
c‑P‑n‑k‑v‑t‑{‑S‑j‑\‑v t‑i‑j‑w
n L-«-w 1: h-y-à-n-K-X h-n-i-Z-m-w-i-§-f-p-w _-n-k-n-\-k-v h-n-i-Z-m-w-i- n L-«-w 5: D-S-a-b-p-s-S h-n-i-Z-m-w-i-§Ä-, \-n-e-h-n-e-p-Å _-m-¦-n-w-
§-f-p-w ]-q-c-n-¸-n-¡-p-I. K-v-, h-m-b-v-]-m k-u-I-c-y-§Ä-, \-nÀ-±-n-ã h-m-b-v-]-m k-u-I-c-y-§Ä-,
n L-«-w 2: t-{-]-m-P-I-v-ä-v s-{-]-m-t-¸-m-k X-¿-m-d-m-¡-p-¶-X-n `-m-h-n ]-²-X-n-IÄ-,C-ã-s-¸-S-p-¶ h-m-b-v-] \Â-I-p-¶ Ø-m-]-\-w
F-s-´-¦-n-e-p-w k-l-m-b-w B-h-i-y-a-p-s-ï-¦-n ]-n-´-p-W-m X-p-S-§-n-b a-ä-v h-n-i-Z-m-w-i-§Ä \Â-I-p-I.
G-P³-k-n-I-s-f X-n-c-s-ª-S-p-¡-p-I; A-s-Ã-¦-nÂ-, "t-e-m¬ B-¹-n- n L-«-w 6: X-n-c-n-¨-d-n-b t-c-J-, t-aÂ-h-n-e-m-k-w s-X-f-n-b-n-¡-p-¶-
t-¡-j³ s-kâÀ' ¢-n-¡-v s-N-¿-p-I. X-n-\-p-Å t-c-J-, A-t-]-£-I-s-â t-^-m-t-«-m-, A-t-]-£-I-s-â H-¸-v-,
n L-«-w 3: B-h-i-y-a-m-b h-m-b-v-]-b-p-s-S h-n-`-m-K-w X-n-c-s-ª-S-p- _-n-k-n-\-k-v k-w-c-w-`-w s-X-f-n-b-n-¡-p-¶-X-n-\-p-Å t-c-J/h-n-e-m-k-w
¡-p-I þ a-p-{-Z i-n-i-p/a-p-{-Z I-n-t-j-mÀ/a-p-{-Z X-c-p¬/X-c-p¬ ¹-k-v. X-p-S-§-n-b B-h-i-y-a-m-b F-Ã-m t-c-J-I-f-p-w DÄ-t-¨À-¡-p-I.
n L-«-w 4: _-n-k-n-\-k-n-s-â t-]-c-v-, _-n-k-n-\-k-v {-]-hÀ-¯-\-w a-p- n L-«-w 7: A-t-]-£ k-aÀ-¸-n-¨-p-I-g-n-ª-m H-c-p A-t-]-£-m
X-e-m-b-h \Â-I-n DÂ-¸-m-Z-\-w-, t-k-h-\-w-, h-y-m-]-m-c-w A-s-Ã-¦-n \-¼À P-\-t-d-ä-v s-N-¿-s-¸-S-p-w-, A-X-v `-m-h-n d-^-d³-k-n-\-m-b-n k-q-
{-]-hÀ-¯-\-§-f-p-a-m-b-n _-Ô-s-¸-« I-r-j-n t-]-m-e-p-Å h-y-h-k-m- £-n-t-¡-ï-X-m-W-v.
b-¯-n-s-â X-c-w X-n-c-s-ª-S-p-¡-p-I.

A‑t‑]‑£ k‑aÀ‑¸‑n‑¡Â e‑f‑n‑X‑a‑m‑¡‑p‑¶‑X‑n‑\‑p‑Å \‑S‑]‑S‑n‑IÄ K‑h‑s‑×â‑v k‑z‑o‑I‑c‑n‑¨‑p
{-]-[-m³-a-{-´-n a-p-{-Z-m t-b-m-P-\ ^-e-{-]-Z-a-m-b-n \-S-¸-n-e-m-¡-p-¶-X-n-\-m-b-n t-I-{-µ K-h-s-×â-v \-n-c-h-[-n \-S-]-S-n-IÄ
k-z-o-I-c-n-¨-n-«-p-ï-v. {-]-N-m-c-W ]-c-n-]-m-S-n-IÄ-, e-f-n-X-a-m-b A-t-]-£-m t-^-mÀ-a-m-ä-v-, h-m-b-v-]-m K-y-m-c-ï-n ]-²-X-n-, a-p-{-Z-m
t-\-m-U H-m-^-o-k-d-p-s-S \-m-a-\-nÀ-t-±-i-w F-¶-n-h C-X-n DÄ-s-¸-S-p-¶-p. P³ k-aÀ-Y-v t-]-mÀ-«-e-n-s-â B-h-nÀ-`-m-h-w
A-t-]-£-I-s-â h-n-h-c-§-f-p-s-S U-n-P-n-ä ]-c-n-t-i-m-[-\ t-h-K-¯-n \-S-¯-n A-w-K-o-I-m-c-w \Â-I-p-¶-X-p-w h-m-b-v-]-I-
f-p-s-S ^-e-{-]-Z-a-m-b h-n-X-c-W-h-p-w k-m-[-y-a-m-¡-p-¶-p.

k-w-c-w-`-¯-n-\-v ]-n-´-p-W \Â-I-n-b-n-«-p-ï-v. Z-m-c-n-{-Z-y-¯-n-s-\-
]-n-F-w a-p-{-Z-m t-e-m-W-n-\-v AÀ-l-c-m-b
A-t-]-£-IÀ X-n-s-c t-]-m-c-m-S-p-¶-X-n-\-p-w c-m-P-y-¯-p-S-\-o-f-a-p-Å k-w-c-w-`-I-
s-c i-m-à-o-I-c-n-¡-p-¶-X-n-\-p-a-m-b-n C-u Ø-m-]-\-§Ä
n h-y-à-n-IÄ-, Ø-m-]-\-§Ä-, ]-¦-m-f-n-¯ Ø-m-]-\- H-¶-n-¨-p-s-I-m-ï-v H-c-p _-r-l-X-v {-]-Ø-m-\-w k-r-ã-n-¨-p.
§Ä-, k-z-I-m-c-y e-n-a-n-ä-U-v I-¼-\-n-IÄ a-p-X-e-m-b-hÀ-
¡-v ]-n-F-w a-p-{-Z-m t-e-m-W-n-\-v A-t-]-£-n-¡-m³ AÀ-l- ]-p-X-n-b ]-²-X-n {-]-I-m-c-w C-u Ø-m-]-\-§Ä s-N-d-p-I-n-S
X-b-p-ï-v. A-t-]-£-I³ G-s-X-¦-n-e-p-w _-m-¦-n-s-â-t-b-m h-y-m-]-m-c-n-I-f-p-s-S A-S-p-t-¯-¡-v t-]-m-b-n A-h-s-c X-n-c-n-¨-d-n-
[-\-I-m-c-y Ø-m-]-\-¯-n-s-â-t-b-m h-m-b-v-]-m X-n-c-n-¨-S- t-b-ï-X-p-ï-v. a-p-{-Z-m e-n-a-n-ä-U-v h-g-n C-u C-S-\-n-e-¡-mÀ-¡-v
h-n h-o-g-v-N h-c-p-¯-p-¶-b-m-f-m-I-c-p-X-v. A-t-±-l-¯-n-s-â I-p-d-ª ]-e-n-i \-n-c-¡-n \Â-I-p-¶ ]-W-w A-h-c-n-e-q-s-S
s-{-I-U-n-ä-v {-S-m-¡-v s-d-t-¡-mÀ-U-v X-r-]-v-X-n-I-c-a-m-b-n-c-n-¡- h-m-b-v-]-m B-h-i-y-¡-mÀ-¡-v I-p-d-ª ]-e-n-i \-n-c-¡-nÂ
W-w.
e-`-y-a-m-¡-m³ I-g-n-b-p-w.

22 \yq --C´y kam-NmÀ // G{]n 1þ15, 2025