Page 17 - NIS English 01-15 March, 2025
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COVER STORY
INTERNATIONAL
WOMEN’S DAY
SPECIAL
ECONOMIC EMPOWERMENT
BECOMES THE NEW BASIS OF WOMEN'S
EMPOWERMENT
Nari Shakti is at the THE FOUNDATION OF ECONOMIC INDEPENDENCE
center of the resolution WAS LAID BY JAN DHAN YOJANA
of Viksit Bharat, while
their economic strength Women 30.37
is indispensable for are the biggest crore i.e. about 56 percent of accounts
new India. Various beneficiaries of were opened by women under the
departments and the world’s largest Pradhan Mantri Jan Dhan Initiative. As of
financial inclusion
ministries of the initiative January 15, 2025, the total number of Jan
Dhan accounts reached 54.58 crores.
government are not
only making plans and MAHILA SAMMAN SAVINGS BIMA SAKHI WILL LEAD THE
programs keeping in mind CERTIFICATE OFFERS HIGHER GROWING INSURANCE SECTOR
the ‘economic well-being’ INTEREST ON SAVINGS n Women are being given
of Nari Shakti but it is n More than 43 lakh accounts have been financial strength to make
also being monitored at opened in the scheme till October them a part of rapid and
sustainable national
31, 2024. Mahila Samman Savings
the micro level.... Certificate Scheme for women and development. On December 9,
minor girls was launched on March 31, 2024, Prime Minister Narendra
2023, as a commemoration of ‘Azadi Modi launched the Bima Sakhi
While Standup India and Mudra Ka Amrit Mahotsav’. Yojana.
Yojana facilitate bank loans n In this, any woman can open accout in n 1,00,076 women have
and entrepreneurial activities her name or for minor minor girl by her registered to become Bima
for women, the funds reserved guardian till March 31, 2025, or before. Sakhi, and 51,552 started
for Nari Shakti in many types of n Account holders in the scheme can working as Bima Sakhi. Training
of about 49 thousand is going
funds including Startup India, open an account for two years with a on.
and the provision of mentors minimum of Rs 1,000 and a maximum
also make their path easier. of Rs 2 lakh. The interest rate in this n These Bima Sakhis have sold
more than 77,000 policies.
account is 7.5 percent per annum.
Schemes like PM - Svanidhi, Premium of more than 85
MGNREGA, and Credit crore rupees has come.
Guarantee Fund for Micro and POVERTY RATE AMONG
Small Enterprises provide ADULT WOMEN DECREASED
employment, self-employment, BY MORE THAN 24 PERCENT 66
and loan facilities to women. 25% %
r30,000
of the business has been
done by Bima Sakhis in
crore was transferred
rural areas. Out of the total
to the accounts of 20
crore women between 0.8% number of insurance done
so far, 62 percent of women
April and June 2020
2011-12 2023-24 have taken the policy
during COVID-19.
NEW INDIA SAMACHAR // March 1-15, 2025 15
