Page 14 - NIS English 16-31 Aug, 2026

Years
Jan Dhan Yojana
Cover
Story
1 Cornerstone of People

Impact
Centric Growth

1
The foundation of a financially inclusive India was laid by
providing at least one basic savings bank account to every 35%
family in the country.
of adults had
Share of adults in the country holding bank accounts
89%+ bank accounts, according to the World in 2011
Bank’s Global Findex 2025 report.

3

2 Facility to open accounts with Debit cards are no longer just a
zero balance, enabling even status symbol; online payments
the poorest citizens to connect have surged.
with formal banking.
40.89 crore

The number of zero-
balance accounts has now 10% RuPay debit cards were
dropped to less than issued free of cost to
account holders, taking the
habit of digital payments to
the masses.

4

Accident insurance cover and overdraft
facilities provided additional financial
security to account holders.
34.77 lakh

PMJDY account holders
availed themselves of
the overdraft facility; a
conditional overdraft facility
of up to ₹10,000 is available.

12 NEW INDIA SAMACHAR || Aug 16-31, 2026