Page 16 - NIS English 16-31 Aug, 2026
P. 16
Years
Jan Dhan Yojana
Cover
Story
2 Direct Benefit Transfer and
Impact
transparency in governance
1 2
The combined power of the Jan Dhan-Aadhaar-
Mobile (JAM Trinity) enabled the direct transfer of The role of
subsidies and benefits from government schemes into middlemen has
beneficiaries’ accounts. been eliminated,
leading to a
52.50+ 900+ significant reduction
in corruption and
leakage.
lakh crore transferred directly to Schemes where DBT has expanded
citizens using the Jan Dhan, Aadhaar, funds are transferred the coverage of social
and Mobile (Trinity) framework. to beneficiaries via security beneficiaries.
DBT.
4
The government treasury has
3 saved crores of rupees, which Benefits of schemes like PM Kisan
are now reaching the genuine Samman Nidhi, Ujjwala Yojana, and
COVID relief assistance reached eligible
beneficiaries.
citizens directly and on time.
5+ An amount exceeding ₹4.46 lakh crore has been
distributed to farmers across 23 instalments.
lakh crore has been saved through
DBT. Eliminating duplicate and fake Assistance provided to
gas connections and ration cards put 9.44+ crore farmers, with women
an end to duplication. accounting for 23% of the
beneficiaries.
Thanks to DBT, subsidy allocation
has dropped from 16% to 9% of n The first PM Kisan instalment of ₹2,000 was
total government expenditure, released in April 2020, benefiting 8.7 crore
marking a significant farmers.
improvement n Approximately 11 crore LPG connections were
in public provided under the Ujjwala Yojana, with subsidies
spending credited directly to bank accounts.
efficiency. n Financial assistance of ₹1,000 per beneficiary was
provided to 3 crore widows and differently-abled
individuals during the COVID-19 pandemic.
14 NEW INDIA SAMACHAR || Aug 16-31, 2026
