Page 45 - NIS ENGLISH 1-15 May, 2026

Social Security | FLAGSHIP

Atal Pension Yojana 8.71

Get ₹1,000 to ₹5,000 Pension After Turning 60 Jan 31, 2026.

Before 2014, barely 10–15 per cent of the 5.33 6.56
country’s population had access to a pension Atal Pension
facility. Consequently, on May 9, 2015, the Yojana
government launched the long-term Atal Pension enrolments have 4.14
Yojana. At the launch, PM Modi stated that it
was designed for the youth, ensuring that when increased nearly
they reach the age of 60, they would never have 3 times over the 3.06
to depend on anyone else for support. Recently, past 5 years. Note: Figures are in crores; data for the financial year 2025-26 is as of
the Union Cabinet approved the continuation of
the Atal Pension Yojana until
the year 2030–31. 0.971

0.248 0.488 1.54 2.23

2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26*
of the beneficiaries are women; as
of Jan 31, 2026, 4.25 crore women
48.76% have enrolled in this scheme.

Everything You Need to Know
About the Atal Pension Yojana
n This is the first pension scheme in which the government
provides a guarantee.
n If your contributions fall short, the government assumes the
responsibility of making up the deficit.
n To ensure the scheme reaches its intended target group, income
tax payers have been ineligible to enroll since October 1, 2022. Our social security schemes
n It guarantees a monthly pension ranging ₹1,000 to ₹5,000. are based on two visions
n Upon the death of the pension holder, the same pension insurance cover for all,
amount will be received by their spouse. and insurance at the most
n Following the demise of both the husband and wife, the
accumulated pension corpus will be refunded. affordable price.
n Depending on age and the chosen pension amount, current Narendra Modi, Prime Minister
monthly contributions range from ₹42 to ₹1,454.

settled for approximately 11 lakh (1.1 million) families. could serve as a catalyst for the affluent sections of
At the time of launching these insurance and society to contribute toward serving the poor. The
pension schemes, Prime Minister Modi expressed his government is forging ahead with a steadfast resolve;
firm conviction that this system of security is funda- it urges everyone to avail themselves of the benefits
mentally designed for the poor and for the common of this system and to help transform these schemes
citizen. He noted that this government initiative into a true movement for public welfare. n

May 01-15, 2026 || NEW INDIA SAMACHAR 43