Page 21 - NIS English November16-30

Pradhan Mantri Awas Yojana (Urban)

Launched on June 25, 2015, the scheme offers a 30 square-metre house.

The speed of the work can be gauged from the fact that there was a need of 1.12 Crore
houses under PMAY (Urban) by 2022 and the construction of 1.07 Crore houses has been
approved so far. Over 67 Lakh houses are under construction while 35 Lakh houses have
already been handed over. The Central Sanctioning-cum-Monitoring Committee gave
approval to over 10 Lakh houses in August this year. The Central Government’s assistance
in the scheme is Rs 1.72 Lakh Crore. So far, it has sanctioned Rs 76,753 Crore. The total
investment in the scheme Rs 6.49 Lakh Crore.

ELIGIBILITY CRITERIA FOR own house. and LIG category. People who
PMAY-U AFFORDABLE RENTAL have availed the benefit of the
l Economically Weaker HOUSING SCHEME (ARHS) scheme in any other city but
Section (EWS) with annual Often, people owning a shifted will also be eligible
income of up to Rs 3 Lakh house in one city, have to Empowering women
l Low-Income Group (LIG) with move temporarily to other Unlike earlier housing schemes
income between Rs 3 Lakh cities for better education or PMAY stresses on empowering
and Rs 6 Lakh employment. The Affordable women from EWS and LIG.
l Middle-Income Group (MIG) Rental Housing Complex, a Under the scheme female
with income less than Rs part of the PMAY-U, comes head of the family has to be
12 Lakh and are eligible for to their rescue offering one- mandatorily made the owner or
Credit Link Subsidy of Rs or two-bedroom sets. These co-owner of the house.
2.35 Lakh houses will be available to No scope for corruption
l Middle-Income Group (MIG) migrant labourers by March l The entire process of
II having annual income 2022. Rent will be fixed by selecting beneficiaries,
less than Rs 18 Lakh and Urban Local Body as per Local construction of houses and
are eligible for Credit Link Market Survey or operators or handing over of the house is
Subsidy of Rs 2.35 Lakh organisations themselves. Rent transparent.
ASSISTANCE IN THE can be revised by 8 per cent in l The construction work is
CONSTRUCTION OF HOUSE two years. strictly supervised. Fund is
The house is built with facilities WHO WILL BENEFIT released as construction
like water, sewerage and toilet. The scheme will benefit work progresses.
People belonging to EWS and migrants labourers, urban
LIG get subsidy in the interest poor, rickshaw puller, hawker, Digital Platform:
from Rs 1 Lakh to Rs 2.30 people working in education PMAY-G: www.payg.nic.in.
Lakh. Rs 1.5 Lakh will be made and health department and PMAY-U: www.pmaymiss.gov.in
available for reconstruction of students belonging to EWS

classes but also the middle-class people. Prime Minister Narendra Modi recently
The Government has made PMAY transparent interacted with beneficiaries in Madhya Pradesh
with the help of digital verification. The 2011 in a programme ‘Grih Pravesh’ where 1.75 Lakh
Census has been made the basis of selecting houses were handed over to the families under
beneficiaries for pucca houses in the rural areas. PMAY-G.

New India Samachar 19